Pension Assurance Insights - Secure Your Retirement

This Privacy Policy describes how Pension Assurance Insights GmbH ("we," "us," or "our") collects, uses, and shares personal data when you use our site and the services we offer. Pension Assurance Insights GmbH, located at 4 Am Stadtpark, 80802 Munich, Bavaria, Germany, is committed to protecting your privacy.

Data We Collect

We collect personal data to provide and improve our services, including pension planning, retirement benefits consulting, investment strategies for retirement, analysis of pension reforms, assessment of rent increase impacts, and retirement income management. The types of personal data we collect include:

Contact Information: This may include your name, postal address, phone number, and email address.
Financial Information: This may include information about your income, assets, investments, pension plans, and other financial details relevant to retirement planning.
Demographic Information: This may include your age, gender, marital status, and other demographic details.
Usage Data: Information about how you use our site, including pages visited, time spent on pages, and links clicked. This may be collected through cookies and similar technologies.
Communication Data: Records of communications we have with you, including emails, phone calls, and other correspondence.

How We Use Your Data

We use your personal data for the following purposes:

Providing Services: To deliver our pension planning, retirement benefits consulting, investment strategies for retirement, analysis of pension reforms, assessment of rent increase impacts, and retirement income management services.
Communication: To communicate with you about our services, updates, and other relevant information.
Personalization: To personalize your experience on our site and tailor our services to your individual needs.
Improvement: To improve our services, site, and customer experience.
Compliance: To comply with legal and regulatory requirements.
Analytics: To analyze usage patterns on our site and understand how users interact with our services.

Legal Basis for Processing

We process your personal data based on one or more of the following legal bases:

Consent: We may process your data based on your explicit consent.
Contract: Processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
Legal Obligation: Processing is necessary for compliance with a legal obligation to which we are subject.
Legitimate Interests: Processing is necessary for our legitimate interests or the legitimate interests of a third party, provided those interests are not overridden by your rights and interests. Our legitimate interests include providing and improving our services, marketing our services, and protecting our business interests.

Data Sharing

We may share your personal data with the following categories of recipients:

Service Providers: We may share data with third-party service providers who assist us in providing our services, such as IT providers, payment processors, and marketing agencies.
Affiliates: We may share data with our affiliates for business purposes.
Legal Authorities: We may disclose data to legal authorities if required by law or legal process.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your data may be transferred to the acquiring entity.

Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. These measures include encryption, firewalls, access controls, and regular security assessments. However, no method of transmission over the Internet or method of electronic storage is completely secure.

Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. We consider the following when determining retention periods:

The length of our relationship with you and the services we provide.
Any legal or regulatory obligations that require us to retain data.
Whether the data is necessary for our legitimate business interests.

Your Rights

You have the following rights regarding your personal data:

Right to Access: You have the right to request access to your personal data that we hold.
Right to Rectification: You have the right to request that we correct any inaccurate or incomplete personal data.
Right to Erasure: You have the right to request that we erase your personal data under certain circumstances.
Right to Restriction of Processing: You have the right to request that we restrict the processing of your personal data under certain circumstances.
Right to Data Portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
Right to Object: You have the right to object to the processing of your personal data under certain circumstances.
Right to Withdraw Consent: If we are processing your data based on your consent, you have the right to withdraw your consent at any time.
Right to Lodge a Complaint: You have the right to lodge a complaint with a supervisory authority if you believe that we have violated your data protection rights.

To exercise your rights, please contact us at:

Pension Assurance Insights GmbH 4 Am Stadtpark, 80802 Munich, Bavaria, Germany

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our site and, where appropriate, notify you by email. Please review this Privacy Policy periodically for any updates.